Rates

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $450,000 and an estimated property value of $750,000. The property is in MA (within 100 miles of the corporate office). The property is an existing single-family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days, and the assumed credit score is 699.

At a 6.375% interest rate, the APR for this loan type is 6.511%. The monthly payment schedule would be:

• 359 payments of $2,807.41 at an interest rate of 6.375%

• 1 payment of $2,812.26 at an interest rate of 6.375%

Minimum payment does not include taxes and homeowner’s insurance and the actual payment may be higher. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $450,000 and an estimated property value of $750,000. The property is in MA (within 100 miles of the corporate office). The property is an existing single-family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days, and the assumed credit score is 699.

At a 6.500% interest rate, the APR for this loan type is 6.726%. The monthly payment schedule would be:

• 179 payments of $3,919.98 at an interest rate of 6.500%

• 1 payment of $3,920.90 at an interest rate of 6.500%

Minimum payment does not include taxes and homeowner’s insurance and the actual payment may be higher. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $450,000 and an estimated property value of $750,000. The property is in MA (within 100 miles of the corporate office). The property is an existing single-family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days, and the assumed credit score is 699.

At a 6.500% interest rate, the APR for this loan type is 6.818%. The monthly payment schedule would be:

• 119 payments of $5,109.66 at an interest rate of 6.500%

• 1 payment of $5,109.51 at an interest rate of 6.500%

Minimum payment does not include taxes and homeowner’s insurance and the actual payment may be higher. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $450,000 and an estimated property value of $750,000. The property is in MA (within 100 miles of the corporate office). The property is an existing single-family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days, and the assumed credit score is 699.

At a 6.500% interest rate, the APR for this loan type is 6.385%. The monthly payment schedule would be:

• 60 payments of $2,844.31 at an interest rate of 6.500%

• 299 payments of $3,275.86 at an interest rate of 8.086%

• 1 payment of $3,279.63 at an interest rate of 8.086%

Minimum payment does not include taxes and homeowner’s insurance and the actual payment may be higher. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $450,000 and an estimated property value of $750,000. The property is in MA (within 100 miles of the corporate office). The property is an existing single-family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 60 days, and the assumed credit score is 699.

At a 7.250% interest rate, the APR for this loan type is 7.394%. The monthly payment schedule would be:

• 120 payments of $3,069.79 at an interest rate of 7.250%

• 239 payments of $4,344.47 at an interest rate of 12.25%

• 1 payment of $4,348.46 at an interest rate of 12.25%

Minimum payment does not include taxes and homeowner’s insurance and the actual payment may be higher. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner’s insurance premiums.