Rates
Effective as of: October 01, 2011
Certificates
Certificates Dividend Rate APY* Term 6 Month Certificate 0.35 0.35 6 12 Month Certificate 0.50 0.50 12 24 Month Certificate 0.65 0.65 24 *APY= Annual Percentage Yield $500.00 Minimum balance to open / obtain the APY A penalty may be imposed for early withdrawal of certificates. Rates are subject to change










