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Rates

Loans Savings Certificates

Effective as of: JULY 7, 2011

Savings
Savings	Dividend Rate	APY*	Term
Money Management** >$2,500.00 < $24,999.99 <$1,200,000.01	0.20	0.20	n/a
Money Management** >$24,999.99 <$1,200,000.01	0.25	0.25	n/a
Regular Savings***	0.10	0.10	n/a
Checking Account	0.00	0.00	n/a
Christmas Club	0.10	0.10	n/a
Vacation Club	0.10	0.10	n/a
IRA Variable***	0.25	0.25	n/a
*APY= Annual Percentage Yield
**$2,500.00 Minimum Balance to open / obtain the APY for Money Management Accounts
***$25.00 Minimum Balance to open / obtain the APY for Regular Savings Accounts
Rates are subject to change
Fees may reduce earnings